Is Medicaid better than private insurance?

Is Medicaid better than private insurance?

I work at WalMart and for 6 years have had insurance through them. I have medical problems that require doctor visits and regular checkups and it gets very expensive. The plan at WalMart I pay 100% of costs until I meet my $2500 deductible. Then they pay 80% until I reach my $5000 out of pocket max. I don't have $2500 and I meet that deductible within the first few months of the year so it's really hard on me, I have a stack of bills over several years I'm still trying to pay. I just found out I can be covered through Medicaid. I know that there can be problems finding doctors that take it, but other than that the coverage seems too good to be true. I would have to pay hardly anything for everything. So, in my circumstance, would it be better to accept the Medicaid and take the time to possibly find new doctors? Or is there something I might be missing (a catch) that makes Medicaid really awful and I would be better off letting the bills pile up and just keep trying to pay when I can?

 

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Teen payments 19 years old preference

 

 

Cheapest way to get Car Insurance for a 19 year old male, in Ontario?

I am a 19 year old male university student in Ontario Canada. I live at home in the summer and only one hour from home during the school year for my studies. I would like to purchase my own car for everyday driving. However, I know that I would not be able to afford the ridiculous insurance there is for a male driver that is under 25 and listed as the primary driver. I have heard of ways to get around this, such as getting listed as a secondary driver and having my dad as the primary driver and just me as a temporary driver. Doing this is kind of lying, as I would be having the car all the time in the school year and then bring it home with me when I work at home. I don't think it would matter though, I doubt it is risky that if I did need a claim they would investigate how much I had the car... But what my dad seems to think is that he can only have a certain amount of cars listed as him as primary. My mom and dad live together and together own a 1994 Intrepid, 2003 Cadillac CTS and a 1988 Corvette (that is insured for only 5 months a year, stored in the winter). I am only insured as a temporary driver on the Intrepid as it is too expensive for anything else. I also have a 21 year old sister who is in the same situation (lives at home for 4 months a year) but she has just bought her own car and is her own primary driver. So I don't think that should affect me at all, it is cheap enough for a female to get primary insurance at this age. So now I want to buy a sports car. I am 100% sure I want to buy a car that is not common, its just something I am stubborn about and so I know that insurance will be more this way. Specifically I was looking at an Audi tt, BMW 300 series, Mitsubishi Eclipse or a Mustang... I also found a great deal on a '99 Porsche Boxster that a seller has that is way underpriced and I'd love to buy it (first choice). My question is, can I claim that my dad is really the owner of the Porsche (or other car) and say that I am a temporary driver, and then have me drive it all the time and take it back and forth to school, etc, knowing my parents together already have 2 vehicles and 1 summer vehicle. I would take myself off of the temporary insurance on the Intrepid. My dad seems to think that an insurance company will not allow them to be primary drivers on 3 vehicles and 1 summer vehicle while having dependant children... But what if I did the insurance quotes online and got approved? I already did get quotes before, and I don't think I ran into any problems. But I want to be covered and in case I did need to make a claim, this method won't come back to bite me in the butt. What is anyone's take on this? Like I said, I cannot afford to pay the insurance on the car as a primary driver at this point, but paying for the car itself won't be a problem. I do realise that I will be paying for this way than I do at the moment because of the car, but instead of $3000 more I was thinking $400 more or something. Thanks for reading all the facts, any answers will be greatly greatly appreciated! Thanks everyone!

 

 

I need help understanding Health Insurance Deductibles?

Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California and they have many plans, and it seems that the prices get a bit higher when the deductible gets lower. What does the annual deductible mean? Is that the amount that I have to pay off first before my insurance can cover me?

 

 

Does car insurance cost change depending on the area you live in?

I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?

 

 

What do I get as a USAA member without any accounts?

You can get a USAA membership with an online registration; however, I do not need to have any banking accounts, insurance, etc with USAA. What do I get with this membership and does it affect my credit score? What are the pros and cons of becoming a USAA member when I don't have any accounts open with them?

 

 

I need to get health insurance. What's affordable and good?

I live in Southern California. Recently, my neck has really started to hurt and I think I might need an xray. I haven't had health insurance in so long. What would be the proper steps to take? I need something affordable.

 

 

Can a person with fully comp insurance drive an uninsured car?

Can a person with fully comp insurance drive an uninsured car? I have cancelled my insurance on my car as MOT is over. It's in a garage so don't matter. But if My father takes it to the MOT place can he drive it with his fully comp insurance he has on his car?

 

 

Car insurance for a young person?

I've calculated my monthly payment from being a young internet marketer, Which is $3000 a month. How much will money would I Really get if I have car insurance? Is there any other thing I need to know as well?

 

 

Should I cash out a Variable Adjustable life insurance policy?

A little over 2 years ago, I was sold a $100,000 Variable Adjustable life insurance policy. At the time I didn't really know much about life insurance, but it sounded good at the ...show more

 

 

What are some affordable model of cars to insure?

I will be purchasing my first car in a few months. I need something safe and reliable, as well because I have two small children. What model of car would you recommend?

 

 

What is the best and cheap health insurance?

I came form a different country so i dont have any insurance when i came to california. What is the best that i dont have to pay anything when emergency and cheap like $30 per month.

 

 

Will my Auto Insurance Rates go up?

I just got my first speeding ticket and i was going 9 miles over the speed limit. it was 35 and i was going 44. will my auto insurance rate go up after im done paying the ticket off. i heard you can take a traffic school to get the points taken off your license. will it still make my insurance go up ?

 

 

Are there any car insurance companies that only look back 2 years instead of 3?

Are there any car insurance companies that only look back 2 years instead of 3?

 

 

What are homeowners insurance rates for mobile homes?

What are homeowners insurance rates for mobile homes?

 

 

Online insurance quotes?

I've been surfing the web for insurace quotes. I am a first time car buyer and I am only 16. I want to find a site that can give me a very basic quote, like an area I can be confident in. I DONT want to have to enter my email, phone number or anything else of that matter. Just quick, simple and, well, general. Best site to meet my private requirements? Thanks

 

 

Health insurance for dependent parent?

Am I correct that I cannot add my dependent parent to my health insurance plan at work And my dependent parent who lives in my household and has no income of their own cannot qualify for medicaid because of my income level?When applying for medicaid they ask for the household income not just the applicants income.If this is the case it is a very unfair situation for adult children who support their dependent parent.Whats even stranger is I was told that if I had a gay live in partner they could be added to my health ins policy? BUT not a parent? Is this really true?

 

 

Will my insurance rate in NY go up, if I get a ticket in NJ? Will pts occur on my ny license?

I got a tixs for speeding and reckless driving (at the same time). And if my rates go up, is there a way I can get the chrages reduced to careless driving? How would I go about doing that sort of thing? Any info on this will be greatly appreciated. Thanks!

 

 

How can i cut my insurance premiums? UK?

I have 1.9 diesel 306, and have also a TT99 on my driving license which although my ban ended a while ago i have to declare and keep on license till 11/11.I have been driving legally for 18months now but its costing me a fortune every month for the insurance. How can i reduce my insurance from average of around 3000. Or does anyone know what cars are likely to be cheap to insure and run, (baring in mind i have partner and two kids to fit in the car as well. Thanks in advanced

 

 

Cheap Insurance (San Antonio)?

can you tell me any cheap auto insurance for a 95 model here in my area. san antonio tx

 

 

Dental insurance?

Hi, i'm looking for a good dental insurance and a good dentist in philadelphia.

 

 

Who gets cheaper insurance guys or girls?

Who gets cheaper insurance guys or girls?

 

Is Medicaid better than private insurance?

I work at WalMart and for 6 years have had insurance through them. I have medical problems that require doctor visits and regular checkups and it gets very expensive. The plan at WalMart I pay 100% of costs until I meet my $2500 deductible. Then they pay 80% until I reach my $5000 out of pocket max. I don't have $2500 and I meet that deductible within the first few months of the year so it's really hard on me, I have a stack of bills over several years I'm still trying to pay. I just found out I can be covered through Medicaid. I know that there can be problems finding doctors that take it, but other than that the coverage seems too good to be true. I would have to pay hardly anything for everything. So, in my circumstance, would it be better to accept the Medicaid and take the time to possibly find new doctors? Or is there something I might be missing (a catch) that makes Medicaid really awful and I would be better off letting the bills pile up and just keep trying to pay when I can?

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