What's the cheapest option for car insurance for a teen?

What's the cheapest option for car insurance for a teen?

I just recently passed my driving test and I'm completely taken away by the prices I've saw for car insurance on my parents Astra, I'm getting prices up at 7K. I've decided to go out and buy a category 1 insurance car (or any that's a low category) so it will be cheaper to run but the only problem is, I don't have a job at the moment so only have savings. It wouldn't bother me not taking out my own policy because I understand that can be more expensive but is there an alternative for me until I get a job and earn money to get the policy so I can collect NCD's? One of my friends use to have his own policy on his family car, a big car like ours, until he had an accident and the price shot up. Now because he can't afford the monthly costs he just takes out 1 weeks insurance at a top when needed and this costs him around 40. What I don't understand though is that he's 18, the same age as me, and I thought you werent able to do short term insurance as a new driver? Although I think he somehow takes it under his parents policy? I'v no idea how this works if someone could shine a light on it? Another friend also had a Nissan Micra and was paying around 80-90 per month which I thought was very cheap (also the same age as me) for an insurance which makes me wonder if he is on his own policy? My dad will be getting insured on my own car also and be using it for work at nights. If anyone could come up with some solutions for me that would be great!! :) Thanks

 

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What is a average car insurance premium for 25 years old with 5 years of no claim bonus in Italy?

 

 

Which car insurance company will accept me; I have a few traffic citations on my record?

Since 2006, I have gotten 3 speeding tickets on my record, and 1 citation for getting into a turning lane too early (3-pointer). I got a speeding ticket in march 2006, february 2007, and december 2008. I got the last turning lane citation just a few weeks ago. I am going to court for both recent citations (from December 08 and a few weeks ago) pretty soon. I will use a no lo contendre to reduce the points on one, and ask to do community service or take a class to reduce the points on the other. I understand that most car insurance companies look at both POINTS and OFFENSES. I am with Liberty Mutual right now under my parent's family plan and since 2006, NONE of my tickets have affected our insurance. I want to take precautions and see who can quote me for having a poor driving record as I mentioned above. This year just might be the year Liberty Mutual will review my record and then, BOOM...rates are sky high. I want to responsible about what I did and get on my own plan soon. What I did was irresponsible and stupid and I am DONE making mistakes on the road. I'm 22, female, a student with a 3.47 GPA (Dean's list), trying to finish my bachelors at a university, and share rent with my brother for an apartment. I work part-time and go to school full-time. Which companies would accept me? I've got a poor driving record, but a good 'student' record--if that even matters. Please help. Otherwise, I will have to wait till some violations clear in 10 years or so. Either way, I would really appreciate if someone could tell me what my options are. I will be out of school by summer 2010 (next year) and will need to get on my own plan by then.

 

 

On average what would cost more, Universal Health care or Insurance premiums?

per person which would cost more?

 

What's the cheapest option for car insurance for a teen?

I just recently passed my driving test and I'm completely taken away by the prices I've saw for car insurance on my parents Astra, I'm getting prices up at 7K. I've decided to go out and buy a category 1 insurance car (or any that's a low category) so it will be cheaper to run but the only problem is, I don't have a job at the moment so only have savings. It wouldn't bother me not taking out my own policy because I understand that can be more expensive but is there an alternative for me until I get a job and earn money to get the policy so I can collect NCD's? One of my friends use to have his own policy on his family car, a big car like ours, until he had an accident and the price shot up. Now because he can't afford the monthly costs he just takes out 1 weeks insurance at a top when needed and this costs him around 40. What I don't understand though is that he's 18, the same age as me, and I thought you werent able to do short term insurance as a new driver? Although I think he somehow takes it under his parents policy? I'v no idea how this works if someone could shine a light on it? Another friend also had a Nissan Micra and was paying around 80-90 per month which I thought was very cheap (also the same age as me) for an insurance which makes me wonder if he is on his own policy? My dad will be getting insured on my own car also and be using it for work at nights. If anyone could come up with some solutions for me that would be great!! :) Thanks

 

Am I eligible for the good student discount for auto insurance if I'm a part-time student?

I have the grades (3.0+), but I'm not a part-time student. I live in California, am I still eligible for the good student discount?

 

 

What is 20 year term insurance?

Is it a good kind of insurance. I will be 49 in two months. Does it mean if I die outside of the 20 years it doesn't pay off?

 

 

Driving with provisional driver's license but car insurance is in my sister's name?

If i get pulled over will i get in trouble? The car is insured in my sister's / father's name I have a driver's license and eligibility to drive a car I did nothing wrong I'm just wondering if i ever get pulled over, will i get in trouble?

 

 

Looking for a online site to get cheap car insurance quote from all carriers at once?

Looking for a online site to get cheap car insurance quote from all carriers at once?

 

 

Question about life insurance and insurance in general? help?

I'm trying to help a friend get a hold of an inheritance that an attorney is wanting to take a 33% chunk of to help her claim. one of those unclaimed money deals. i did a search on my friends name and found an insurance company that might have her listed but i don't know if its a lead. the insurance company is CONTINENTAL CASUALTY COMPANY i looked up this insurance company to see if they offer such an insurance policy for life. can anybody help if they are familiar with this company? any help would be sooo greatly appreciated. GREATLY appreciated. it wouldn't be very fair for a big lawyer to walk away with her money just because he knows something she didn't.. :( i cant afford to really pay the fees these unclaimed websites ask for and so here i search.. hoping that this insurance company might offer some bit of hope :D your help is greatly appreciated.

 

 

Car insurance help!!!?

Hi me and my boyfriend are both new drivers. We bought a car together a few months ago a renault clio. We insured the car as me as the main driver. Fully comp. Our insurance costs 1885 annual. We have now decided to get another car... another Renault clio exactly the same. Are we insured to drive the second car? Do we have to add it on? Get another policy? Can we cancel? So confused please help xx

 

 

Can you cancel car insurance after an accident.?

I had an accident in July, my car was wrote off, I got the value of it from the other parties insurance company, it happened around the 2nd week of July, I thought I would be nice and pay the insurance of over 150 for July around the last few days of the month. It says in my insurance's terms & conditions if I wish to cancel my policy I need to write to them at least 7 days in advance of the next direct debit. I sent them a letter detailing my wish to cancel my direct debits and my car insurance, as I had no job and no car. Many people have told me you can legally cancel it after an accident without having to owe them anything. I was just wondering is this true. Thanks

 

 

Cobalt ss/sc insurance price?

i want to buy a cobalt ss supercharged and need to know if my insurance will be too high since i am only 17, i've gotten some insurance quotes but they are all different by a lot. I have a clean driving record with no accidents and my parents are willing to help out with some insurance but i want to know if i will have enough for the rest, thanks

 

 

Fertility health insurance in ma?

do anybody know where i can get health insurance in ma that covers infertility or fertility procedures like ivf or iui??? please help. thanks

 

 

I'm buying a used car from a private owner. Will I need to have insurance before I purchase the car?

I've never had insurance before. Should I call insurance agencies before I get the car? Get quotes/etc? I won't know if I'm going to buy the car until I see it.

 

 

Can a ticket affect my parent's insurance rates?

I recently got my first moving violation and I do intend to pay it and go to traffic school soon. The policy expires this May and the insurance is not under my name. Will this affect my parent's rates? Company is state farm.

 

 

Motorcycle and atv insurance?

Eventually i plan to get a motorcycle (suzuki hayabusa) and atv (yamaha raptor). What is the average cost of insurance for both of those??

 

 

Question about insurance differences for regular vehicles and motorcycles?

I currently have a car through my parents car insurance but I really want to branch out on my own and get my own insurance so I've been thinking about finally pursuing my dream of getting a motorcycle. They're cheap, run well, and from what I gather insurance is very cheap. Could anyone tell me what kind of money I might save in Pennsylvania or New Jersey in comparison between a motorcycle and a regular car? Thanks.

 

 

Which insurance company would you recommend?

I'm looking for a new insurance company for both my car and apartment insurance. Who do you recommend, and who should I stay away from? Reasons?

 

 

How high will my Florida Homeowner's insurance go?

How high will my Florida Homeowner's insurance go?

 

 

Current or prospective vehicle insurance?

i was preapproved for financing a used vehicle; they want me to bring in proof of insurance when i close loan. does this mean my current insurance on the vehicle i wont be using anymore or for the new one that i dont own yet

 

 

What are good sites to get multiple car insurance quotes all at once so you can compare?

I don't mean individual insurance companies like geico or all-state, I mean where it can do the quotes for multiple companies at a time. Know any safe & legit websites? I don't want to put my personal info just anywhere.

 

 

Could you please help me to find a good and cheap private insurance in NSW, for a family of 3?

Hi we are a family of 3, and looking for private insurance

 

 

How can I tax my car without insurance?

I am planning on selling my car, which doesn't have tax or insurance as I haven't passed my driving test yet. I have some interest in the car but as it isn't taxed, people ...show more

 

 

Why do i have to have my car inspected by my insurance company?

I just changed insurance companies and the new one wants to inspect the car which I never had to do before. How come?

 

 

Car insurance for young drivers?

im 21 and i passed my test in july i just wanted to no if anyone no,s good reasonable priced insurance companies for new drivers.thanks

 

 

I need to win this bet! $5000.00 on the line! Attn: Car insurance reps!!!?

Okay, my mother bet me a 5 thousand dollar car that she is right about this. Here we go. I am 27 and live back at home with parents. However, I rent a room that i pay for every month, and they write me a rent receipt, etc. I recieve county assistance every month, and they have me documented as a seperate family from my parents, meals prepared seperately, the whole nine yards. So, if they are just my landlords technically, and if i drive a car that is registered to me, my name on title, my OWN insurance policy, and I get into a accident in MY car, can they other party sue my parents for damages? Remember I am 28 years old, living in a seperate household from them. I feel that they cannot sue them cuz they couldnt sue my landlord if i lived in an apartment complex, so how coyuld they sue my landlords?

 

 

Is there a way I can lower my car insurance rate with Progressive?

I'm 21 years old, and have been driving for about 3 years now, and I am wondering if there's a way for Progressive to lower my insurance rate. How do I about doing this with them? What do I say? Thank you!

 

 

How much does a moped cost?

I am looking into a cheap way to get around town and someone told me mopeds are pretty cheap. but i need to know how cheap. How much does a moped cost new? how much would gas cost me on average? what about license and registration? would i have to buy insurance and if so how much does that cost? links to a site that would tell me these things would be very helpful. thank you for your time. (i am an 18 year old female and this will be my first vehicle and first time driving anything, i don't know if that makes a difference)

 

 

What are some sites to do a comparison on car insurance?

I'm a 21 year old college student and a worker at a fast food restaurant who lives in California. I'm planning on getting a car soon in the future but I want to find out on where I'm at when it comes to payments in car insurance. Is there any comparison sites that can provide me at least some general ideals when it comes to car insurance payments?

 

What's the cheapest option for car insurance for a teen?

I just recently passed my driving test and I'm completely taken away by the prices I've saw for car insurance on my parents Astra, I'm getting prices up at 7K. I've decided to go out and buy a category 1 insurance car (or any that's a low category) so it will be cheaper to run but the only problem is, I don't have a job at the moment so only have savings. It wouldn't bother me not taking out my own policy because I understand that can be more expensive but is there an alternative for me until I get a job and earn money to get the policy so I can collect NCD's? One of my friends use to have his own policy on his family car, a big car like ours, until he had an accident and the price shot up. Now because he can't afford the monthly costs he just takes out 1 weeks insurance at a top when needed and this costs him around 40. What I don't understand though is that he's 18, the same age as me, and I thought you werent able to do short term insurance as a new driver? Although I think he somehow takes it under his parents policy? I'v no idea how this works if someone could shine a light on it? Another friend also had a Nissan Micra and was paying around 80-90 per month which I thought was very cheap (also the same age as me) for an insurance which makes me wonder if he is on his own policy? My dad will be getting insured on my own car also and be using it for work at nights. If anyone could come up with some solutions for me that would be great!! :) Thanks

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